Certified Financial Planner & Dave Ramsey SmartVestor Pro

At Next Degree Financial, it's all about you! Whether it's uncertainties in the market, risk management, proper diversification, income strategies in retirement or mitigating taxes, we are here to guide you down your financial path and help you reach your goals. We value the relationships that are created here, and we look forward to earning your trust.
We have created a very simple process:
First, we would like to get to know you and take a look at what you currently have in place.
From there we will develop a customized strategy addressing your goals and concerns.
We’ll walk you through it and assuming everything makes sense, we’ll do all the leg work to implement the strategy for you.
Going forward, you'll be able to rest assured that you have a plan set in place, and the confidence that you have an experienced Certified Financial Planner to draw on should any additional concerns arise.
One of the biggest opportunities that you can take advantage of is time. Simply send us an email or give us a call to schedule your appointment.
If this is your first time visiting our website, you'll find a wealth of information in the form of calculators, videos, research reports, regularly updated newsletter articles and easy access to market performance data. We also encourage you to visit the selections under the About Us tab. There you will find information about our financial advisors and why Next Degree Financial is your superior choice when selecting a financial firm.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this website to help you gain a better understanding of the financial concepts behind risk management, investing, retirement, estate planning, business planning and wealth preservation. Most importantly, we hope you see the value of working with an Experienced Certified Financial Planner Professional when it comes to tailoring a comprehensive financial plan to your specific goals and dreams.
We look forward to hearing from you and working with you!
Newsletters
-
Life Insurance Living Benefits
In addition to the death benefit, life insurance policies can provide other benefits while the policyholder is still alive. Find out more.
-
Where to Look for Lost and Forgotten Money
States hold unclaimed property for about one in 10 Americans. Here are some online resources that may help you find out if you’re one of them.
-
HOT TOPIC: Is the Yield Curve Signaling a Recession?
An inversion of two-year and 10-year Treasury notes has preceded each recession for 50 years. This article looks at the current yield curve and what it might mean for the economy.
-
Consider a Bond Ladder for Rising Interest Rates
A bond ladder can help mitigate the effect of rising rates, generate income, and dampen the effects of stock market volatility. Learn more.
Calculators
-
Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
-
Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 72.
-
Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
-
Roth IRA Conversion
This calculator can help you determine whether you should consider converting to a Roth IRA.